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Close The Loan

After your loan is approved, you will be required to sign the final loan documents. This will normally take place in the presence of a notary public. Be prepared to:

  • Bring a cashiers check for your down payment and closing costs if required. Personal checks are normally NOT accepted.
  • Review the final loan documents. Make sure that the interest rate and loan terms are what you were promised. Also, verify the accuracy of the name and address on the loan documents.
  • Sign the loan documents. The notary will require that you have your picture ID with you. Some lenders also require to see your Social Security card.

Your loan will normally close shortly after you have signed the loan documents. On refinance and home equity loan transactions, federal law requires that you have three days to review the documents before your loan transaction can close. Purchase transactions do not have a three day rescission period.


Executive Lending Services, Inc.
4041 University Drive, Suite 302, Fairfax, VA  22030
Office:  (703) 691-0958
Fax:  (703) 991-8687
contact@elsmortgage.com
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