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Best Loan Cost Guarantee

We guarantee the Lowest Cost Loan or pay you $1000. 

Eligible Applicants

Any application for a first lien product and you have fully executed our lock in agreement. 

How Does the Guarantee work?

If you find a better offer within 24 business hours of your lock with us we will beat it by $100 or pay you $1000.

To qualify for the guarantee you must fax us the Loan Application, Good Faith Estimate (GFE), the initial Truth in Lending Disclosure Statement (TIL) and lock in agreement from another lender which is dated and fully executed within 24 hours of your rate lock with us.

The GFE, initial TIL and lock in agreement must match the exact terms and conditions of our loan agreement, including interest rate, closing costs (application, appraisal, credit report, document preparation, flood certification, processing, tax service, underwriting, commitment and prepaid finance charges as defined under the Truth in Lending Act) and lock duration of our locked loan. For Adjustable Rate Mortgages(ARMs) the rate, term, margin, index and rate caps must also match. We reserve the right to verify the offer.

In the event that we are unable to beat the competing offer by $100, you must fax us a copy of the fully executed note, HUD Settlement Statement and final TIL within 7 days of your closing with the competing lender to us. We may take up to 30 days to process the check.

The above terms and conditions are subject to change or at any time without prior notice. We are not responsible for system failures, communication problems, failed transmissions, technical malfunctions, any combination thereof, or other unforeseeable events beyond our control.

Executive Lending Services, Inc.
4041 University Drive, Suite 302, Fairfax, VA  22030
Office:  (703) 691-0958
Fax:  (703) 991-8687
Copyright © 2020 Executive Lending Services, Inc.
NMLS 203441
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