As a Virginia mortgage lender we offer very competitive low mortgage rates. ELS is one of Virginia's top mortgage companies. We have over 23 years of experience in getting our clients the best mortgage that works for them, whether they need a low interest rate, a low monthly payment, or a long term mortgage. We take our work seriously and only employ full-time NMLS Approved loan originators. Our staff meets strict compliance guidelines meeting all Federal and State requirements for education and background clearance. Please feel free to call and speak to a friendly professional loan officer or processor at 703-691-0958.